Pebble Privacy Policy

Pebble is a personal-finance app that runs on your devices. It does not have a server, and it does not send your financial data to us or to anyone else. What you enter stays on your devices and in your own iCloud account.

What Pebble does NOT collect

Pebble does not collect, or send to us or to any third party:

• Your name, email, or contact details
• Your financial transactions, balances, or income
• Your credit card numbers (Pebble only asks for an optional last four digits, which stay in your own data)
• Any analytics, telemetry, or crash reports — none are built into the app
• Advertising identifiers

Pebble does not integrate with any third-party services, advertising networks, or analytics providers, and it never connects to your bank.

Every part of Pebble — the app, its widgets, and its Apple Watch app — includes an Apple privacy manifest declaring only on-device settings storage (UserDefaults), no tracking, and no data collection.

Separately, if you've turned on Share with App Developers in iOS Settings → Privacy & Security → Analytics & Improvements, Apple may share anonymous crash reports and usage statistics with us through App Store Connect. Apple controls that sharing, and Pebble adds none of your budget data to it. Turn the setting off to stop it.

Where your data lives

Your data is stored on your device using Apple's SwiftData framework.

If you are signed into iCloud, Pebble syncs your data across your iPhone, iPad, and Apple Watch through your private iCloud database, managed by Apple. That includes everything you enter — paychecks, bills, transactions and their notes, card names and optional last-four digits, account and loan balances, the names of people you split expenses with — plus a label for the device that last changed each item. Pebble does not have access to your iCloud account or your iCloud-stored data — only Apple does, under the privacy terms you accepted when you set up your iCloud account.

To stop syncing, turn off iCloud for Pebble in iOS Settings → your name → iCloud, or sign out of iCloud. Pebble then keeps your data on this device only.

Backups

While you're signed into iCloud, Pebble automatically saves a backup of all your data to your iCloud Drive about once a day, when you open the app. You can also make one any time from Settings → Data → Backups → Back Up Now.

Each backup is a readable file (JSON) holding a full copy of your Pebble data. Backups live in a Pebble folder in your iCloud Drive — visible in the Files app — and sync to every device signed into your Apple ID. Pebble does not encrypt these files itself; they are protected by your iCloud account like any other file in iCloud Drive.

Pebble keeps your three most recent backups and deletes older ones automatically. Before you restore a backup, Pebble first saves a copy of your current data; those pre-restore copies are never deleted automatically — they stay until you delete them.

Widgets, Apple Watch, reminders, and Siri

Some features show your numbers outside the app. They run on your devices — nothing is sent to us — but anyone who can see your screen can see them unless you hide them (see Hide Amounts on Lock Screen below):

• Widgets. Home Screen, Lock Screen, and StandBy widgets can show your remaining amount, outstanding splits, and your next bill's name, amount, and due date. To do that, Pebble keeps a small summary in storage on your device that only its widgets can read.
• Apple Watch. The Watch app and its complications read the same private iCloud data as your iPhone, and can show your remaining amount, upcoming bills, and splits. Complications mark your amounts and bill names as private, so watchOS hides them when your watch is locked or, depending on your watch's settings, when your wrist is down.
• Bill reminders (off by default). If you turn on Bill Reminders, Pebble asks for notification permission and schedules notifications on your device that include the bill's name, amount, and due date — or only the name and due date if you turn on Hide Amounts on Lock Screen. They may appear on your Lock Screen and Apple Watch; iOS's Show Previews: When Unlocked setting hides their content until you unlock.
• Siri and Shortcuts. Pebble's shortcuts can log an expense, mark a bill paid, or tell you your remaining amount or current balance, and Siri may read those answers aloud. Apple handles Siri requests under its own privacy policy.

Hide Amounts on Lock Screen (Settings → Security) keeps your figures off a locked iPhone. While it's on, Pebble's widgets hide your remaining amount, progress, and bill and split details until you unlock, and bill reminders leave out the amount — they still name the bill and the due date. Because a reminder's text is set when it's scheduled, reminders leave out the amount even while your iPhone is unlocked. The setting is off by default, except that it was turned on once, automatically, if you already had Face ID / Passcode Lock on when you updated to Pebble 3.0.2. You can turn it off any time.

Face ID / Passcode Lock (optional, off by default) asks for Face ID or your passcode when Pebble opens. While it's on, Siri and Shortcuts can't use Pebble unless you also turn on Allow Siri While Locked. The lock only controls opening Pebble — it does not hide widgets or notifications; use Hide Amounts on Lock Screen for those, or iOS's Show Previews: When Unlocked to hide notification content entirely. Hide in App Switcher covers Pebble's screen whenever it isn't the app in front. Pebble only learns whether unlocking succeeded — it never sees your Face ID data.

Sharing and exporting

Pebble only shares data when you choose to, through the standard iOS share sheet:

• Split requests. When you request money for a split, Pebble writes a short message — the person's name, the amount, and what it was for — and opens the share sheet. You pick the app and the recipient. Venmo, Zelle, and Cash App are labels for tracking how you asked; Pebble does not connect to those services. Pebble stores only the names you give people and never accesses your contacts.
• Export (Pebble Pro). CSV and PDF exports are created on your device and handed to the share sheet. Where they go next is up to you.
• Sync diagnostics. If you use Copy Diagnostics to send details to support, the copied text can include the names of accounts or items. It only leaves your device if you paste it somewhere.

In-App Purchases

Pebble offers a one-time, non-consumable purchase ("Pebble Pro") through Apple's StoreKit. Apple handles all payment processing, receipt validation, and family sharing. Pebble itself does not receive your payment information.

Deleting your data

Settings → Data → Reset Pebble gives you two choices:

• Wipe Everything deletes your Pebble data on this device and, through iCloud, on every device signed into your Apple ID, and resets your settings. Your backups in iCloud Drive are kept, so you can still restore from one. As you keep using Pebble, its regular backups rotate out as new ones are saved; pre-restore backups stay until you delete them.
• Wipe Everything + iCloud Backups does the same and also deletes every Pebble backup in iCloud Drive — including pre-restore backups and any not yet downloaded to this device — on every device signed into your Apple ID. If iCloud Drive can't be reached, your data is still wiped, and Pebble tells you the backups are still there and how to delete them in Files.

To delete your backups without resetting, open the Files app → iCloud Drive → Pebble → Backups and delete the files.

Deleting the app does not remove your data from iCloud. To delete everything Pebble keeps there, including backups, go to iOS Settings → your name → iCloud → Manage Account Storage → Pebble.

Children

Pebble is not directed at children under 13. We do not knowingly collect any information about anyone — including children.

Changes to this policy

If this policy changes, the "Last updated" date at the top of this page will be revised. The current version always lives at this URL.

Contact

Questions about this policy? Email: support@clmsstudio.com